Get instant approval, minimal documentation and quick disbursal. Finance your dreams with competitive rates starting from 10.99%*
We offer a comprehensive suite of loan features designed to make borrowing simple, transparent, and convenient.
Use the Personal Loan EMI Calculator to find the best repayment plan up to 96 months that suits your financial situation.
Complete your application with our hassle-free online form and submit only basic documents for quick approval.
Get approved for a personal loan within 5 minutes* of applying. Our AI-powered system ensures lightning-fast decisions.
Enjoy swift loan disbursal within 24 hours* of application and meet even urgent financial needs comfortably.
A personal loan has minimal documentation requirements, thus ensuring faster processing without unnecessary delays.
Our loan offerings have no hidden fees whatsoever. We assure complete transparency at every step of your loan journey.
Use our virtual customer portal to manage your loan account and stay updated from anywhere and at any time.
Check your pre-approved offer by sharing basic details for faster loan processing and immediate access to the funds.
Decrease your EMI burden by up to 45%* with the Flexi loan facility by choosing to pay interest-only EMIs when needed.
Reliance employees can apply for a personal loan by meeting these simple requirements.
Our simplified eligibility criteria ensures that more people can access the funds they need without unnecessary barriers.
Borrow affordably with our cost-effective interest rates designed to save you money over the loan tenure.
The online application process is time-efficient and very simple. Here are the steps to get started.
Click on 'Apply Now' on the webpage to begin your application process
Share your phone number and authenticate your profile with an OTP
Enter your basic KYC, income, and employment details accurately
Select your desired loan amount and preferred repayment tenure
Submit the form and wait for our representative to guide you
Fill in the quick form and our loan expert will get in touch with you within minutes to help you through the process.
Fill in your details and we'll contact you shortly
Have questions about our loan products? We've got answers to the most common queries below.
The minimum CIBIL score required to apply for a personal loan with us is 650. A higher score may qualify you for better interest rates and higher loan amounts. We recommend checking your credit score before applying.
Our AI-powered system can approve your loan application within 5 minutes* of submitting complete documentation. Once approved, the loan amount is disbursed to your account within 24 hours. *Subject to document verification and eligibility.
No, our personal loans are completely unsecured. You do not need to pledge any collateral or security to get financing up to Rs. 55 lakh. This makes the application process faster and more convenient for our borrowers.
We require minimal documentation: a valid KYC document (Aadhaar/PAN), recent salary slips or income proof, bank statements for last 3 months, and employment proof. Self-employed applicants may need to provide business-related documents.
Yes, you can prepay or foreclose your loan after the lock-in period. Partial prepayments are also allowed. A nominal foreclosure charge may apply depending on the loan tenure and outstanding principal. Please check your loan agreement for specific terms.
You can borrow up to Rs. 55 lakh depending on your income, credit score, employer category, and existing loan obligations. Our loan experts will help you determine the best loan amount suitable for your financial profile during the application process.
Have questions? Our loan experts are ready to assist you. Reach us through any of the following channels.